Credit Processing Activities
Credit Processing is one of the core activities in banking, which drive critical decisions. These activities involve a complicated set of players that interact to process every transaction, and ensure smooth authorizing, batching and funding.
On the basis of all these findings, a credit appraisal memo (CAM) is provided to clients for every loan application, which helps in final decision-making.
With customers becoming more tech-savvy, there is a demand for innovative processing technologies that pose as threats to lower fee models. In order to address these changing demands, it has become all the more integral for the banking sector to rely on efficient partners who are way ahead of the curve.
Key Challenges that Drive Banking Industry into Outsourcing Credit Processing Activities:
- Multiple Credit Options
- High Credit Volumes
- Accounting Productivity
- Higher Service Expectations
- Need for Proactive Responses
- Pressures to Provide Awesome Customer Experiences
Tata BSS has Simplified Solutions!
We have a dexterous team that comprises of experienced CAs, MBAs, ICWAs etc. having experience in processing loan applications for product categories of:
- Auto loans
- Commercial Vehicle loans
- Housing Finance
- Mortgages
- Construction Equipment
- Consumer Finance
- SME
- Business & Personal Loans
What keeps us ahead of the curve?
- Geographical presence across India in over ___ locations
- Centrally controlled processes through online software
- Capacity to process large volumes in multiple shift operation
- Maker checker concept to ensure error free processing
- Well placed Regional & State Heads to supervise the Operations
- One stop shop for end to end processing chain
- Document pickup
- KYC & other document validation
- Field Investigation assistance
- CAM generation
- Credit processing solution
- Disbursal operations
With our driven team, we have been working hard to:
- Grow Revenues by providing end-to-end credit processing solutions
- Enhance Experiences of your Customers by providing seamless services, regardless of the payment volumes
- Enable Efficiency by allowing you to focus on other productive works and remain tension-free about Credit Processing Activities!
We have always existed to simplify your complexities by coming up with effective solutions for retail loans and disbursal operations for the BFSI Sector!
